Our Financial Planning Process

Lifestyle Financial Planning is fundamental to how we operate at Provest Wealth Management. Essentially, it involves working with you to identify and maintain the lifestyle you desire. We achieve this by establishing your ‘Financial Roadmap’.

Once established, the Roadmap determines whether your preferred financial lifestyle is achievable and able to be maintained. Financial products and investments cannot be recommended unless your lifestyle goals are fully appreciated by both you and us as your trusted financial advisers.

That’s why Lifestyle Financial Planning creates such incredible value. The focus is on your personal goals right from the start. After all, each of us has differing personal values and motivations in life. So, it makes complete sense that your financial goals are aligned to your personal ones.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The Key Number

We believe that everyone should know their Key Number™ and what it means to them.

Knowing the Key Number™ inspires a different response from nearly everybody this is because money means different things to different people. To some, the Key Number™ symbolises freedom, confirmation of success or the ticket to luxurious indulgences. To others, it represents the incomprehensible and irrational nightmare a seemingly desperate unavoidability that they would rather just ignore than face up to.

The number represents the amount of money and assets you will need to have in place to provide you with the lifestyle you desire, without the worry of ever running out of money.